Resources
Insurance guides
We do not pitch products — we answer the question you are actually asking. The most commonly confused topics, with comparison tables and practical checklists.
Essentials for everyone
2 min read
Comprehensive or traffic insurance — which do I need?
The two motor policies in Turkey do completely different jobs. One is compulsory and protects other people; the other is optional and protects you.
Read the guide1 min read
Is DASK enough?
DASK is compulsory and covers earthquake damage to the structure, up to a limit. What it leaves out surprises most homeowners.
Read the guide1 min read
Private or complementary health insurance?
Both get you into private hospitals. They do it differently, and the right answer depends on your SGK status and which hospitals you would actually use.
Read the guide1 min read
Five places to look in your policy
Most disputes come out of the same few clauses. Five minutes with the document now saves a much longer conversation later.
Read the guidePersonal
1 min read
How the no-claims discount works
It belongs to you, not the insurer, and it survives a change of company. What it does not survive is a small claim made without thinking.
Read the guide1 min read
Switching insurers without losing anything
Changing company is normal and usually cheaper. There are three things that can go wrong, and all three are avoidable.
Read the guide1 min read
Underinsurance: why a claim can pay half
The most common disappointment in property insurance, and it has nothing to do with the insurer behaving badly.
Read the guide1 min read
What you have to tell the insurer
The declarations you make are part of the contract. Getting them wrong is the quietest way to lose a claim.
Read the guide1 min read
Insurance when you buy a home in Turkey
What is required, what is expected of you, and the order things need to happen in.
Read the guideBusiness
1 min read
Mapping a business's insurance needs
A structured way to work out what your company actually needs to insure, before someone tries to sell you a package.
Read the guide1 min read
Reading the insurance clause in a tender
Tender documents specify cover in a particular form. Matching it exactly is cheaper than discovering the mismatch mid-project.
Read the guide1 min read
Setting up group health cover
What to decide before going to market, and the one factor employees judge the whole plan on.
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